Wharfpay See pricing
Hong Kong · Payment infrastructure · Cohort open

Activate.
Sell.
Scale.

Hong Kong company + a real bank account + 3 payment rails in parallel

Never depend on a single processor. One drops — the other two keep collecting.

Your cashflow never falls to zero. One point of contact.

All-inclusive price. Zero hidden fees. Pay half now, half only when you’re live — or full refund at day 30.

Rails matched to your business
Stripe · PayPal · Airwallex · High-risk acquirers
01 · The problem

Getting paid internationally has become a brutal obstacle course.

  1. 01
    Stripe rejects you

    "We are unable to support your business at this time."

    High-risk country, misunderstood model, poorly framed KYC. Account refused with no explanation, no appeal. You try PayPal. Same result.

    Your store is ready. Your products are listed. You don't collect a single dollar.

  2. 02
    PayPal blocks you

    21-day reserves, frozen funds, imposed caps.

    Your cash flow locked at the worst moment. Orders to fulfill, suppliers to pay. Support is a chatbot.

    No one is accountable. No one answers. Your business is dead in the water.

  3. 03
    Everything is fragmented

    One lawyer. One Stripe consultant. Another for PayPal.

    Three vendors, three months, zero guarantee. Each one says the next step is not their problem. No big picture. No one owns the outcome.

    90 days lost on average. Zero certainty at the finish line.

01b · The fix

Never depend on a single processor again.

The reason you got wrecked wasn't your model — it was the single rail.
Three payment rails in parallel: one goes down, the other two keep collecting.
Your cashflow never falls to zero.

Without redundancy
  • 1 processor = 1 point of failure.
  • One shutdown and the business stops overnight.
  • Low limits — scaling blocked.
With Wharfpay
  • 3 rails — total redundancy.
  • One drops, two keep collecting.
  • High-limit, high-risk-friendly acquirers — you scale.

"You're not buying an HK company. You're buying 30 days saved, a clean KYC file, and zero risk of blowing it up."

02 · Why Hong Kong

Hong Kong.

  • Territorial tax system — foreign-sourced profits may qualify for 0% HK tax.1
  • 100% foreign ownership.
  • Incorporated in 3 days.
  • A clean entity acquirers accept — from Stripe and Airwallex to high-risk-friendly processors.

It's not exotic.
It's a recognized international business structure.

03 · The package

One engagement.
Everything included.

Hong Kong company — registered and operational in 3 days.

Pro account — a real, physical bank. Not a fragile neobank that closes on a whim.

3 payment rails in parallel — including high-limit, high-risk-friendly acquirers. Filed, followed up, activated.

One operator — from signature to first transaction.

Nominee — registry privacy (option). Your name off the public register; full control via nominee agreement. Beneficial owner disclosed to the bank as KYC requires — clean, not hidden.

$2,990 Setup · Year 1 all-in.
04 · Method

How it works.

01
Audit
Day 1

We review your situation. We take the file.

02
Activation
Days 2–28

Incorporation. KYC. Processors submitted.

03
Live
Day 30

First transaction received. Support active.

04b · Why ours hold

We don't trick the KYC.
We frame it right.

Here's the difference between a setup that survives and one that dies in three weeks: the file.

The cowboys fake it — and their clients get shut the moment volume spikes. We structure you properly: beneficial owner disclosed, business framed the way an acquirer needs to see it. It's not the exciting part. It's the part that keeps you paid in month six.

The setups that cheat blow up in three weeks. A clean file still holds at month six.

05 · Why us

Why Wharfpay.

01

True end-to-end

Not incorporation + introduction. Incorporation + processors activated. We don't stop until payments are live in your account.

02

One price, zero surprises

Competitors bill add-ons at every step. Our package includes everything. One figure. No asterisks. No hidden fees.

03

One point of contact

Company ready but PayPal rejected you? With others: nobody answers. With us: one team accountable, from Day 1 to your first transaction.

04

Built for online sellers

Not lawyers dabbling in e-commerce. Not accountants learning incorporation. A dedicated service: Shopify, Amazon FBA, SaaS, dropshippers, creators — period.

06 · Who it's for

Built for three types
of operators.

Just got shut down / high-risk

Shopify, Amazon FBA, dropshipping, high-ticket, subscriptions.

Stripe, PayPal or Mollie just froze or closed you? You're not the problem — the single rail was. You need a clean entity and redundant payments that hold.

SaaS founders

You need a structure your enterprise clients can invoice without asking questions.

Entrepreneurs in restricted markets

149 countries don't have Stripe.

You're one of them. A Hong Kong company fixes that.

06b · Excluded markets

What if you live in one of the 149 countries where Stripe doesn't even exist?

149
Countries without Stripe access
46
Countries where Stripe is live
35M
Digital nomads in 2026
+17%
Africa e-com growth/year
Africa
Nigeria · Ghana · Ivory Coast · Morocco · Senegal · Cameroon · Kenya · South Africa

A $1.64 billion e-commerce market, +17%/year. Millions of entrepreneurs blocked at the source.

Asia
India · Pakistan · Bangladesh · Vietnam · Indonesia · Philippines

1.4 billion Indians, 5% e-commerce penetration. An almost untapped market.

The whole world can sell.
Except you. Until now.

A Hong Kong company activates your payments everywhere — no matter where you live.

07 · Status

First cohort.

Twelve files per month, structurally.
Each engagement is 12 to 18 hours of operator time.
We don't scale by cutting corners.

Founding clients work directly with the team.
No account managers. No queues.

→ Spots available this month.
See the offer →
08 · Pricing

$2,990.

Hong Kong company. A real bank account. 3 payment rails in parallel.
One point of contact. Year 1 fully covered.
Government fees included. No add-ons.

What you get · itemized
Hong Kong company — formation + Year-1 fees$1,200
Business account — a real, physical bank$1,500
3 payment rails activated (incl. high-risk-friendly) · high limits$4,500
Redundant checkout wired across all 3$1,000
12 months support + rail replacement if one drops$1,800
Start-this-week bonus — done-for-you checkout integration$500
Start-this-week bonus — nominee registry-privacy, Year 1$900
Total value$11,400
You pay $2,990 Year 1 all-in.

50% to start. 50% only once you’re live and collecting.

You don’t pay the balance until it works.

Zero-risk guarantee

Live and collecting on at least one rail within 30 days — or a full refund, and you keep the Hong Kong company.

Limited capacity

12 files a month, 12–18 hours hands-on each. Founding-cohort pricing — it rises after this cohort.

The real cost

Every week your payouts sit frozen costs more than this entire setup. Staying single-railed is the expensive option.

+ See what's included
HK company registered (3–4 days)
Pro account — real physical bank
3 payment rails in parallel
High-risk-friendly, high-limit acquirers
KYC compliance file
Year 1 secretary + address
All government fees
Notarized certified documents
Dedicated operator
Response within 1 business hour
30 days post-activation support
Compliance playbook + tax calendar

Secure checkout via Stripe · Refund if structure + at least one payment rail is not live within 30 business days.

Next step

Free audit — 15 minutes.

Diagnostic of your situation. No pressure.

If we're not the right fit, we tell you — even if the answer is no.

You can try for 3 months and end up with a damaged file and $4,000 wasted on freelancers. Or sign today and start collecting in 30 days. No pitch. No pressure. You leave with a plan, whether we work together or not.

Reply within < 1 business hour · No commitment · NDA confidentiality

The Wharfpay team

Hong Kong · May 2026